Wednesday, December 19, 2007

I Agree with Budgeting

So I was going to comment on Lucas and Budgeting but decided I just have so much to say about it! I need to start a budget as well. I don't have a steady flow of income, yet I feel like I have all the money in the world...NOT SO!!! The only thing that I remotely am doing correct is paying my tithing and the rest...well I'm just hoping for the best! I haven't quite figured out how I'm going to do this budget, but all I know is I need to make a budget and stay with it! At one time, oh about six months ago (prior to Alaska) I was doing so good with budgeting...I think it helped that I had a steady flow of bills to pay and I had a steady flow of income. I really need to figure something out for my money and finances. I think maybe the Internet has to have something on setting up a budget and sticking to it! My two pieces of advice I've stuck by are this. 1. I always make sure the first check I write out when I do my bills is my tithing, then I stick it in the mail - get it out of my hands...otherwise (since I'm kind of inactive) it won't make it to the bishop and forgive me for saying this...I'm screwed on getting it to him! I FOR SURE have a testimony of tithing and know that by paying it I have been able to stay out of dept and have the money I need to get by. (Now I just need to stay active and I might get more blessings???) 2. I always put a percentage of my paycheck into one of my savings account. I have a savings account with my checking account, BUT I have a savings account in a bank across town (St. George - since I'm in Kanarraville) that the only way I can get money out of there is by going there physically and pulling it out myself. BUT I also have a direct deposit set up through work that puts the money in I basically never get to that bank, yet I keep having this money pile up. That's it! That's all I can say about finances that I even really know work...and no pun intended - can bare my testimony about?!?! ;)

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